Q: What is a Title Loan?

A: Car title loans allow you to use your pink slip as collateral in exchange for your fast cash loan. Even though you'll be signing over your pink slip for the duration of the loan term, you will keep your car the entire time. You can drive and maintain it just as you usually would. One of the main differences between an auto loan and a loan from a bank or other various institution is that Illinois Title Loans will never perform a credit check on you - we don't need to know your credit history or credit status. Even if you have bad credit, no credit, or a bankruptcy on file, it has no effect on your eligibility for an auto title loan. The amount that you receive with an auto title loan is dependent on the condition of your car, such as make, model, year, and mileage. Title loans in Illinois are often referred to as instant loans because you can receive your money on the same day that you fill out the application!

Q: Why use Illinois Title Loans?

A: It's quick and easy! The entire process happens in three short steps:

• Fill out the online application on our website - you'll receive your pre-approved amount by text and e-mail
• Talk to one of our loan specialists
• Go pick up your cash or make arrangements for it to be delivered to you!

That's really all there is to it!

Q: Can I still use my car after I get my auto title loan?

A: Yes! The car will be in your possession the entire time, and you can drive it the same way you always did. You sign over your pink slip for the duration of your loan but you always have your car; plus, you get your pink slip back as soon as your loan is paid off.

Q: Am I still eligible to apply for an auto equity loan if I have poor credit or no credit? What about a bankruptcy?

A: Yes you are still eligible! There is absolutely no credit check involved in getting car title loans from Illinois. Whether you have good credit, bad credit, or no credit, you're equally eligible as someone with perfect credit. You can even still get an auto title loan from Illinois Title Loans with a bankruptcy on file. There is no part of the process where your credit history is asked for, so Illinois Car Title Loans will never even know your credit status. The loan is solely based on the value of your vehicle.

Q: I'm now pre-approved what comes next?

A: Once you've filled out the application and been pre-approved, one of our loan specialists will quickly call you. Our loan specialist will answer any questions that you have an hook you up with the most convenient lender.

Q: What are Illinois Title Loans' hours?

A: Illinois Title Loans is accessible to you 24-hours a day, seven days a week, the whole year round. We provide you with assistance over the internet or over the phone.

Q: What if I want to repay my fast cash loan sooner than 42-months?

A: You can pay off your loan as quickly as you feel comfortable. You will never be charged for paying your Illinois title loan faster, we encourage you to pay off the loan at your convenience.

Q: After the approval process is finished how do I receive my quick cash?

A: Illinois Title Loans has hundreds of locations throughout Illinois, so that we can guarantee a location near you! If you don't want to take the time to go to one of our convenient locations, we can hand-deliver your money or we can wire the money to your bank account with an electronic funds transfer. The way that you receive you fast cash is completely at your discretion.